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Final Expense Insurance

A simplified policy designed to cover end-of-life expenses, such as funeral arrangements, burial, and outstanding bills so your family can focus on what matters most. 

Senior couple sitting side-by-side on a sofa, sharing a supportive moment together.

Final Expense Insurance is right for you if:

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  • You want to guarantee your family will never carry the financial burden of your funeral, burial, or cremation costs. 

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  • You need a simple policy that offers lifetime coverage and fixed premiums without requiring a medical exam.​

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  • You want to provide your loved ones with immediate cash to settle outstanding bills and other immediate expenses after your passing.   

 

Frequently Asked Question

1

Do I need to take a medical exam to qualify for this coverage? 

No, you won't need a medical exam! Most Final Expense policies use a simplified application process that relies only on a few health questions. This makes getting approved fast and easy, helping you secure peace of mind sooner. 

2

Will my premiums increase over time as I get older?

No, your premiums are locked in for life. Because Final Expense is typically a form of permanent insurance, your monthly cost will never go up, ensuring your financial plan remains stable and affordable, no matter your age.

3

What if I already have health issues or have been turned down for life insurance before?

Final Expense is designed specifically for you! It's lenient underwriting means that many people who can't qualify for traditional life insurance are approved, giving everyone the opportunity to provide this final gift of financial security to their family. 

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